The Problem
Removing negatives only takes you back to zero. Getting to 750+ means deliberately building positive history — and the order you do things in matters enormously. Most people damage their own score by closing old cards, applying for too much at once, or letting utilisation spike right before a statement date. We give you a sequenced plan and check in monthly to keep you on it.
This is for you if…
- ›Your report is clean but your score is still too low
- ›You have no credit history at all and keep getting rejected
- ›You're rebuilding after a default or settlement
- ›You have a loan application coming in 6–12 months
What's Included
How It Works
Baseline & target
We establish where you are, what score you actually need for your goal, and how long that realistically takes.
Get an approval
If you cannot get approved for anything, we identify the secured or builder card you can get, so there is something positive reporting each month.
Optimise the levers
Utilisation timing, credit mix, statement dates, automation so nothing is ever late. These are the levers that move a score fastest.
Monthly reviews
We track the score month over month and adjust. Progress is visible in your portal rather than a mystery until your next rejection.
Our Guarantee: No Win, No Fee
If we file a dispute and it doesn't resolve in your favor, you get a full refund for that trade's fee. We only get paid when you get results.
Questions About Credit Building Coaching
How fast can I realistically get to 750?+
It depends entirely on where you start and why. Someone with a clean report and thin history can move quickly; someone rebuilding after a recent default needs longer. We give you an honest timeline at the start rather than a marketing number.
Do I have to pay for the guide?+
No. The Credit Score Building Guide is free — enter your email and it's yours. Coaching is the paid part, and it's optional.
Should I close old credit cards?+
Usually no. Length of history and total available credit both help you, so closing an old card often lowers your score. This is one of the most common self-inflicted mistakes we see.
More answers on our FAQ page.
Other Services
Credit Report Audit
Find out exactly what's hurting your score — free.
FREEDispute Filing
We file, we follow up, you only pay if we win.
₹2,000–₹10,000 per tradeCreditor Negotiations
Settle smart — and get the negative removed.
Custom quoteBusiness Credit Repair
Clean business credit = faster funding, better terms.
Custom quoteReady for credit building coaching?
Start with a free audit — we'll tell you exactly what's fixable before you pay anything.